California has more licensed drivers than any state in the union, with more than 26 million. That is a lot of potential for having an accident. Making sure you have the auto coverage you need is important for your financial future. At Manteca Insurance & Financial Services in Central Valley, CA, we have been meeting the needs of our customers for more than 80 years. We are dedicated to ensuring you have the right amount of protection to keep you safe no matter what happens.
Auto carriers are generally speaking pretty flexible when it comes to who can be on your policy. They are designed to list the vehicle owners or vehicles, which can be you and your spouse, you and your partner, your children, and pretty much anyone related to you and lives in your household. In extended families, that can be nieces and nephews, aunts and uncles, grandparents and grandchildren. But, you can’t put someone on your policy who doesn’t live with you.
One major and common exception to the rule of living in your home is a child of yours who is away attending college most of the year. If they still use your address as their permanent address, then your carrier should allow you to keep them on your auto insurance policy.
Non-family members can also be added to your auto policy depending on which carrier you use. If you have a caregiver or nanny living in your home and uses your vehicle regularly, you can add them to your policy. It may not be necessary, though, since if they have your permission to use your vehicle, they will be covered in the event of an accident.
If you are looking for auto insurance Manteca Insurance & Financial Services in Central Valley, CA, is an independent insurance agency with an experienced team to help you.